Water Damage: Causes, Types, and Legal Definition

Causes of Water Damage

Water damage can occur due to various reasons, including:

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  • Natural Disasters (floods, storms, hurricanes)
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  • Plumbing Failures (leaking pipes, faulty appliances)
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  • Roof Damage (missing shingles, poor drainage)
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  • Foundation Leaks (cracked or leaking foundation)
  • Types of Water Damage

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    Category 1: Clean Water

    Clean water originates from sources like broken pipes, faucets, or appliances. It does not pose significant health risks and can be cleaned up promptly.
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    Category 2: Grey Water

    Grey water originates from sources like dishwashers, washing machines, or toilets. It contains potentially harmful contaminants and requires immediate professional cleanup.
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    Category 3: Black Water

    Black water originates from sources like sewage, flooding, or standing water. It poses severe health risks due to the presence of pathogens and bacteria.

    Legal Definition of Water Damage

    The legal definition of water damage varies across jurisdictions. However, it generally refers to damage to property caused by the entry or presence of water from any source. This damage may include structural damage, damage to personal belongings, or loss of use.